:root{--navy:#0B2545;--navy-2:#123B5D;--navy-3:#0E2E52;--charcoal:#17202A;--slate:#334155;--gold:#C6A15B;--gold-2:#A9853F;--white:#FFFFFF;--light:#F5F7FA;--light-2:#EEF1F6;--border:#E4E7EC;--text:#17202A;--muted:#5B6B7F;--green:#1E7A4F;--red:#B3261E;--shadow:0 1px 2px rgba(11,37,69,.05),0 6px 20px rgba(11,37,69,.05);--shadow-lg:0 16px 48px rgba(11,37,69,.1);--font:"Inter","Segoe UI",system-ui,-apple-system,sans-serif;--container:1200px;--radius:10px}*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:var(--font);color:var(--text);background:var(--white);line-height:1.7;font-size:16px;-webkit-font-smoothing:antialiased}img{max-width:100%;display:block}a{color:var(--navy);text-decoration:none;transition:color .2s}a:hover{color:var(--gold)}h1,h2,h3,h4,h5{color:var(--navy);line-height:1.22;font-weight:700;letter-spacing:-.015em}p{color:var(--text)}.container{max-width:var(--container);margin:0 auto;padding:0 24px}.section{padding:88px 0}.section-light{background:var(--light)}.section-navy{background:var(--navy)}.section-navy h2,.section-navy h3{color:#fff}.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);margin-bottom:16px}.eyebrow:before{content:"";width:28px;height:2px;background:var(--gold)}.section-head{max-width:760px;margin-bottom:52px}.section-head.center{margin-left:auto;margin-right:auto;text-align:center}.section-head.center .eyebrow{justify-content:center}.section-head h2{font-size:clamp(30px,3.6vw,42px);margin-bottom:16px}.section-head p{color:var(--muted);font-size:17px}.lead{font-size:18px;color:var(--muted)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-weight:600;font-size:15px;padding:14px 28px;border-radius:6px;border:1px solid transparent;cursor:pointer;transition:all .22s;line-height:1;white-space:nowrap}.btn svg{width:18px;height:18px}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--gold);color:var(--navy);transform:translateY(-1px)}.btn-gold{background:var(--gold);color:#fff}.btn-gold:hover{background:var(--navy);color:#fff;transform:translateY(-1px)}.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy)}.btn-outline:hover{background:var(--navy);color:#fff}.btn-outline-light{background:transparent;color:#fff;border-color:#ffffff8c}.btn-outline-light:hover{background:#fff;color:var(--navy);border-color:#fff}.btn-white{background:#fff;color:var(--navy)}.btn-white:hover{background:var(--gold);color:#fff}.btn-lg{padding:17px 36px;font-size:16px}.site-header{position:sticky;top:0;z-index:100;background:var(--white);box-shadow:0 1px 0 var(--border)}.topbar{background:var(--navy);color:#fff;font-size:13px}.topbar .container{display:flex;align-items:center;justify-content:space-between;min-height:38px;gap:16px}.tb-left,.tb-right{display:flex;align-items:center;gap:22px}.tb-left span,.tb-left a,.tb-right a{display:inline-flex;align-items:center;gap:7px;color:#d7dee8}.tb-left a:hover,.tb-right a:hover{color:var(--gold)}.tb-left svg,.tb-right svg{width:14px;height:14px}.tb-right .pay-link{color:var(--gold);font-weight:600}.header-main{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:78px}.logo{display:flex;align-items:center;gap:12px}.logo-mark{width:44px;height:44px;border-radius:8px;background:var(--navy);color:var(--gold);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:17px;letter-spacing:.02em}.logo-text{display:flex;flex-direction:column;line-height:1.15}.logo-text strong{font-size:19px;color:var(--navy);letter-spacing:-.01em}.logo-text span{font-size:11.5px;color:var(--muted);letter-spacing:.06em;text-transform:uppercase}.header-cta{display:flex;align-items:center;gap:20px}.header-cta .phone{display:flex;align-items:center;gap:10px;color:var(--navy)}.header-cta .phone svg{width:20px;height:20px;color:var(--gold)}.header-cta .phone small{display:block;font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}.header-cta .phone strong{font-size:16px;font-weight:700}.main-nav{background:var(--white);border-top:1px solid var(--border)}.nav-inner{display:flex;align-items:center;justify-content:space-between;min-height:52px}.nav-links{display:flex;list-style:none;gap:4px}.nav-links a{display:block;padding:14px 16px;font-size:15px;font-weight:600;color:var(--charcoal);border-bottom:2px solid transparent}.nav-links a:hover{color:var(--gold)}.nav-links a.active{color:var(--navy);border-bottom-color:var(--gold)}.nav-cta .btn{padding:10px 20px;font-size:14px}.menu-toggle{display:none;background:none;border:1px solid var(--border);border-radius:6px;padding:9px;cursor:pointer;color:var(--navy)}.menu-toggle svg{width:22px;height:22px}.mobile-nav{display:none;background:var(--white);border-top:1px solid var(--border);padding:16px 24px 24px}.mobile-nav a{display:block;padding:13px 0;font-size:16px;font-weight:600;color:var(--charcoal);border-bottom:1px solid var(--border)}.mobile-nav a.active{color:var(--gold)}.mobile-nav .btn{margin-top:14px;justify-content:center}.hero{background:var(--light);border-bottom:1px solid var(--border);overflow:hidden}.hero .container{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;padding-top:72px;padding-bottom:72px}.hero-eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);margin-bottom:20px}.hero-eyebrow:before{content:"";width:28px;height:2px;background:var(--gold)}.hero h1{font-size:clamp(34px,4.6vw,54px);line-height:1.12;margin-bottom:22px}.hero h1 em{font-style:normal;color:var(--gold)}.hero p{font-size:18px;color:var(--muted);max-width:560px;margin-bottom:30px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:26px}.hero-cred{display:flex;align-items:center;gap:10px;font-size:13px;color:var(--muted);letter-spacing:.04em}.hero-media{position:relative}.hero-media img{border-radius:var(--radius);box-shadow:var(--shadow-lg);width:100%;height:520px;object-fit:cover}.hero-card{position:absolute;background:#fff;border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);padding:14px 18px;display:flex;align-items:center;gap:12px}.hero-card strong{display:block;font-size:14px;color:var(--navy)}.hero-card span{font-size:12.5px;color:var(--muted)}.hc-icon{width:40px;height:40px;border-radius:8px;background:var(--light);color:var(--gold);display:flex;align-items:center;justify-content:center}.hc-icon svg{width:20px;height:20px}.hc-1{top:24px;left:-22px}.hc-2{bottom:24px;right:-18px}.trust-strip{background:var(--white);border-bottom:1px solid var(--border)}.trust-strip .container{display:grid;grid-template-columns:repeat(4,1fr);gap:0}.trust-item{display:flex;align-items:center;gap:14px;padding:26px 20px;border-right:1px solid var(--border)}.trust-item:last-child{border-right:none}.ti-icon{width:44px;height:44px;border-radius:50%;background:var(--light);color:var(--gold);display:flex;align-items:center;justify-content:center;flex-shrink:0}.ti-icon svg{width:22px;height:22px}.trust-item strong{display:block;font-size:15px;color:var(--navy)}.trust-item span{font-size:13px;color:var(--muted)}.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.split-media{position:relative}.split-media img{border-radius:var(--radius);box-shadow:var(--shadow-lg);width:100%;height:460px;object-fit:cover}.sm-badge{position:absolute;background:var(--navy);color:#fff;padding:12px 20px;border-radius:6px;font-size:14px;font-weight:600;box-shadow:var(--shadow-lg)}.split-content h2{font-size:clamp(28px,3.2vw,38px);margin-bottom:18px}.split-content p{color:var(--muted);margin-bottom:16px}.check-list{list-style:none;margin:20px 0 28px}.check-list li{display:flex;align-items:flex-start;gap:12px;padding:8px 0;font-size:15.5px;color:var(--text)}.check-list svg{width:20px;height:20px;color:var(--gold);flex-shrink:0;margin-top:2px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:26px}.service-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:30px 28px;transition:all .25s}.service-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-3px);border-color:var(--gold)}.s-icon{width:52px;height:52px;border-radius:10px;background:var(--light);color:var(--navy);display:flex;align-items:center;justify-content:center;margin-bottom:20px}.s-icon svg{width:26px;height:26px}.service-card:hover .s-icon{background:var(--navy);color:var(--gold)}.service-card h3{font-size:19px;margin-bottom:10px}.service-card p{color:var(--muted);font-size:14.5px;margin-bottom:18px}.learn{display:inline-flex;align-items:center;gap:7px;font-weight:600;font-size:14.5px;color:var(--navy)}.learn svg{width:16px;height:16px;transition:transform .2s}.learn:hover{color:var(--gold)}.learn:hover svg{transform:translate(4px)}.process{display:grid;grid-template-columns:repeat(5,1fr);gap:0;position:relative}.process:before{content:"";position:absolute;top:30px;left:6%;right:6%;height:2px;background:var(--border)}.step{position:relative;text-align:center;padding:0 12px}.step-num{width:60px;height:60px;border-radius:50%;background:var(--navy);color:var(--gold);display:flex;align-items:center;justify-content:center;font-size:20px;font-weight:800;margin:0 auto 18px;position:relative;z-index:1;border:4px solid var(--white);box-shadow:0 0 0 1px var(--border)}.step h3{font-size:16px;margin-bottom:8px}.step p{font-size:13.5px;color:var(--muted)}.benefit{display:flex;gap:18px;padding:26px 0;border-bottom:1px solid rgba(255,255,255,.12)}.benefit:last-child{border-bottom:none}.b-icon{width:50px;height:50px;border-radius:10px;background:#c6a15b29;color:var(--gold);display:flex;align-items:center;justify-content:center;flex-shrink:0}.b-icon svg{width:24px;height:24px}.benefit h3{font-size:18px;color:#fff;margin-bottom:6px}.benefit p{color:#c7d0dc;font-size:14.5px}.sector-item{display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:18px 20px;transition:all .22s}.sector-item:hover{border-color:var(--gold);box-shadow:var(--shadow);transform:translateY(-2px)}.sector-item .si-icon{width:42px;height:42px;border-radius:8px;background:var(--light);color:var(--navy);display:flex;align-items:center;justify-content:center;flex-shrink:0}.sector-item .si-icon svg{width:21px;height:21px}.sector-item:hover .si-icon{background:var(--navy);color:var(--gold)}.sector-item strong{font-size:15.5px;color:var(--navy)}.sector-item span{display:block;font-size:12.5px;color:var(--muted)}.compare{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--border);border-radius:var(--radius);overflow:hidden}.compare-col{padding:40px 38px}.compare-col+.compare-col{border-left:1px solid var(--border)}.compare-col h3{font-size:22px;margin-bottom:14px;display:flex;align-items:center;gap:10px}.compare-col h3 svg{width:22px;height:22px;color:var(--gold)}.compare-col p{color:var(--muted);margin-bottom:18px}.compare-col ul{list-style:none}.compare-col li{display:flex;align-items:flex-start;gap:10px;padding:7px 0;font-size:15px}.compare-col li svg{width:18px;height:18px;color:var(--gold);flex-shrink:0;margin-top:3px}.compliance-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.comp-item{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:30px}.comp-item .s-icon{background:var(--light);color:var(--navy)}.comp-item h3{font-size:18px;margin-bottom:10px}.comp-item p{color:var(--muted);font-size:14.5px}.placeholder-note{margin-top:28px;background:var(--light-2);border:1px dashed var(--border);border-radius:var(--radius);padding:18px 22px;font-size:13.5px;color:var(--muted)}.placeholder-note strong{color:var(--navy)}.testimonial{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:32px 30px}.testimonial .stars{display:flex;gap:3px;margin-bottom:16px;color:var(--gold)}.testimonial .stars svg{width:18px;height:18px}.testimonial p{color:var(--text);font-size:15px;font-style:italic;margin-bottom:20px}.t-author{display:flex;align-items:center;gap:12px}.t-avatar{width:46px;height:46px;border-radius:50%;background:var(--navy);color:var(--gold);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px}.t-author strong{display:block;font-size:15px;color:var(--navy)}.t-author span{font-size:13px;color:var(--muted)}.article-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;transition:all .25s}.article-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-3px)}.article-card img{width:100%;height:200px;object-fit:cover}.article-body{padding:24px}.article-body .tag{font-size:11.5px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);margin-bottom:10px;display:block}.article-body h3{font-size:18px;margin-bottom:10px}.article-body p{color:var(--muted);font-size:14px;margin-bottom:16px}.cta-banner{background:var(--navy);border-radius:var(--radius);padding:64px 56px;text-align:center;position:relative;overflow:hidden}.cta-banner:before{content:"";position:absolute;top:-60px;right:-60px;width:260px;height:260px;border-radius:50%;background:#c6a15b1f}.cta-banner h2{color:#fff;font-size:clamp(28px,3.4vw,40px);margin-bottom:16px}.cta-banner p{color:#c9d0dc;font-size:17px;max-width:640px;margin:0 auto 30px}.cta-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:56px;align-items:start}.contact-info h2{font-size:clamp(26px,3vw,34px);margin-bottom:16px}.contact-info>p{color:var(--muted);margin-bottom:28px}.ci-item{display:flex;gap:16px;padding:16px 0;border-bottom:1px solid var(--border)}.ci-item:last-child{border-bottom:none}.ci-icon{width:46px;height:46px;border-radius:8px;background:var(--light);color:var(--navy);display:flex;align-items:center;justify-content:center;flex-shrink:0}.ci-icon svg{width:22px;height:22px}.ci-item strong{display:block;font-size:15px;color:var(--navy)}.ci-item span,.ci-item a{font-size:14.5px;color:var(--muted)}.ci-item a:hover{color:var(--gold)}.form-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:36px;box-shadow:var(--shadow)}.form-card h3{font-size:22px;margin-bottom:6px}.form-card .form-sub{color:var(--muted);font-size:14px;margin-bottom:24px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}.form-group{margin-bottom:18px}.form-group label{display:block;font-size:13.5px;font-weight:600;color:var(--navy);margin-bottom:7px}.form-group input,.form-group select,.form-group textarea{width:100%;padding:13px 15px;border:1px solid var(--border);border-radius:6px;font-size:15px;font-family:inherit;color:var(--text);background:#fff;transition:border-color .2s}.form-group input:focus,.form-group select:focus,.form-group textarea:focus{outline:none;border-color:var(--gold)}.form-group textarea{min-height:120px;resize:vertical}.form-check{display:flex;align-items:flex-start;gap:10px;font-size:13.5px;color:var(--muted);margin:6px 0 20px}.form-check input{width:17px;height:17px;margin-top:2px;accent-color:var(--navy)}.page-hero{background:var(--navy);color:#fff;padding:64px 0}.page-hero .eyebrow{color:var(--gold)}.page-hero h1{color:#fff;font-size:clamp(30px,3.8vw,44px);margin-bottom:14px}.page-hero p{color:#c9d0dc;font-size:17px;max-width:680px}.breadcrumb{display:flex;align-items:center;gap:8px;font-size:13px;color:#9fb0c4;margin-bottom:18px;flex-wrap:wrap}.breadcrumb a{color:#9fb0c4}.breadcrumb a:hover,.breadcrumb span{color:var(--gold)}.breadcrumb svg{width:13px;height:13px}.detail-layout{display:grid;grid-template-columns:1fr 320px;gap:48px;align-items:start}.sidebar{position:sticky;top:120px}.side-card{background:var(--light);border:1px solid var(--border);border-radius:var(--radius);padding:26px;margin-bottom:22px}.side-card h3{font-size:17px;margin-bottom:14px}.side-card ul{list-style:none}.side-card li{border-bottom:1px solid var(--border)}.side-card li:last-child{border-bottom:none}.side-card li a{display:block;padding:11px 0;font-size:14.5px;color:var(--charcoal)}.side-card li a:hover{color:var(--gold)}.side-card li a.active{color:var(--gold);font-weight:600}.side-cta{background:var(--navy);color:#fff;border-radius:var(--radius);padding:28px}.side-cta h4{color:#fff;font-size:18px;margin-bottom:10px}.side-cta p{color:#c9d0dc;font-size:14px;margin-bottom:18px}.faq-list{max-width:820px;margin:0 auto}.faq-item{border:1px solid var(--border);border-radius:var(--radius);margin-bottom:14px;background:#fff;overflow:hidden}.faq-q{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:20px 24px;cursor:pointer;font-weight:600;font-size:16px;color:var(--navy)}.faq-q svg{width:20px;height:20px;color:var(--gold);flex-shrink:0;transition:transform .25s}.faq-item.open .faq-q svg{transform:rotate(45deg)}.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease}.faq-a-inner{padding:0 24px 22px;color:var(--muted);font-size:15px}.faq-item.open .faq-a{max-height:600px}.pay-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}.pay-steps{list-style:none;counter-reset:pay}.pay-steps li{counter-increment:pay;display:flex;gap:16px;padding:16px 0;border-bottom:1px solid var(--border)}.pay-steps li:before{content:counter(pay,decimal-leading-zero);font-weight:800;font-size:20px;color:var(--gold);flex-shrink:0}.pay-steps strong{display:block;font-size:15.5px;color:var(--navy)}.pay-steps span{font-size:14px;color:var(--muted)}.gateway-placeholder{border:2px dashed var(--gold);border-radius:var(--radius);padding:40px;text-align:center;background:var(--light)}.gateway-placeholder .gp-icon{width:60px;height:60px;border-radius:50%;background:var(--navy);color:var(--gold);display:flex;align-items:center;justify-content:center;margin:0 auto 18px}.gateway-placeholder .gp-icon svg{width:28px;height:28px}.gateway-placeholder h3{font-size:20px;margin-bottom:8px}.gateway-placeholder p{color:var(--muted);font-size:14.5px;max-width:420px;margin:0 auto}.job-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:26px 28px;display:flex;align-items:center;justify-content:space-between;gap:20px;transition:all .22s}.job-card:hover{border-color:var(--gold);box-shadow:var(--shadow)}.job-card h3{font-size:18px;margin-bottom:6px}.job-card .job-meta{display:flex;gap:16px;font-size:13px;color:var(--muted);flex-wrap:wrap}.job-card .job-meta span{display:inline-flex;align-items:center;gap:6px}.job-card .job-meta svg{width:15px;height:15px;color:var(--gold)}.error-wrap{text-align:center;padding:110px 0}.error-code{font-size:120px;font-weight:800;color:var(--navy);line-height:1;letter-spacing:-.02em}.error-code span{color:var(--gold)}.error-wrap h1{font-size:clamp(26px,3vw,36px);margin:18px 0 12px}.error-wrap p{color:var(--muted);max-width:480px;margin:0 auto 30px}.site-footer{background:var(--navy);color:#fff;margin-top:0}.footer-top{padding:64px 0 40px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr 1.2fr;gap:40px}.footer-brand .logo-text strong{color:#fff}.footer-brand .logo-text span{color:#9fb0c4}.footer-brand p{color:#c9d0dc;font-size:14px;margin:18px 0 22px;max-width:320px}.footer-social{display:flex;gap:10px}.footer-social a{width:38px;height:38px;border-radius:8px;background:#ffffff14;display:flex;align-items:center;justify-content:center;color:#fff;transition:all .2s}.footer-social a:hover{background:var(--gold);color:var(--navy)}.footer-social svg{width:18px;height:18px}.footer-col h4{color:#fff;font-size:15px;margin-bottom:18px;letter-spacing:.02em}.footer-col ul{list-style:none}.footer-col li{margin-bottom:11px}.footer-col a{color:#c9d0dc;font-size:14px}.footer-col a:hover{color:var(--gold)}.footer-contact li{display:flex;align-items:flex-start;gap:10px;color:#c9d0dc;font-size:14px}.footer-contact svg{width:17px;height:17px;color:var(--gold);flex-shrink:0;margin-top:2px}.footer-contact a{color:#c9d0dc}.footer-contact a:hover{color:var(--gold)}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:22px 0}.footer-bottom .container{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}.footer-bottom p{color:#9fb0c4;font-size:13.5px}.fb-links{display:flex;gap:20px;flex-wrap:wrap}.fb-links a{color:#9fb0c4;font-size:13.5px}.fb-links a:hover{color:var(--gold)}.hero-content{max-width:600px}.hero-cred{display:flex;align-items:center;gap:10px;font-size:13px;color:var(--muted);letter-spacing:.04em;flex-wrap:wrap}.hero-cred svg{width:16px;height:16px;color:var(--gold)}.hero-cred span{display:inline-flex;align-items:center;gap:8px}.hero-cred span+span:before{content:"";width:4px;height:4px;border-radius:50%;background:var(--gold)}.value-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.value-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:30px 28px;transition:all .25s}.value-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-3px);border-color:var(--gold)}.v-icon{width:52px;height:52px;border-radius:10px;background:var(--light);color:var(--navy);display:flex;align-items:center;justify-content:center;margin-bottom:20px}.v-icon svg{width:26px;height:26px}.value-card:hover .v-icon{background:var(--navy);color:var(--gold)}.value-card h3{font-size:18px;margin-bottom:10px}.value-card p{color:var(--muted);font-size:14.5px}.team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}.team-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;transition:all .25s}.team-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-3px)}.t-photo{height:220px;overflow:hidden}.t-photo img{width:100%;height:100%;object-fit:cover}.t-body{padding:20px}.t-body h3{font-size:17px;margin-bottom:4px}.t-body span{display:block;font-size:12.5px;color:var(--gold);font-weight:600;text-transform:uppercase;letter-spacing:.05em;margin-bottom:8px}.t-body p{color:var(--muted);font-size:14px}.sector-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}.sector-card{position:relative;border-radius:var(--radius);overflow:hidden;display:block;border:1px solid var(--border);transition:all .25s}.sector-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-3px);border-color:var(--gold)}.sector-card img{width:100%;height:200px;object-fit:cover;transition:transform .4s}.sector-card:hover img{transform:scale(1.05)}.sc-overlay{position:absolute;left:0;right:0;bottom:0;background:linear-gradient(to top,rgba(11,37,69,.92),rgba(11,37,69,.35) 70%,transparent);padding:34px 20px 18px;color:#fff}.sc-overlay h3{color:#fff;font-size:17px;margin-bottom:3px}.sc-overlay span{font-size:12.5px;color:#c9d0dc}.sc-arrow{position:absolute;top:14px;right:14px;width:34px;height:34px;border-radius:50%;background:#ffffffeb;color:var(--navy);display:flex;align-items:center;justify-content:center;opacity:0;transition:opacity .25s}.sc-arrow svg{width:17px;height:17px}.sector-card:hover .sc-arrow{opacity:1}.compare-grid{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--border);border-radius:var(--radius);overflow:hidden}.compare-grid .compare-col{padding:40px 38px}.compare-grid .compare-col+.compare-col{border-left:1px solid var(--border)}.cc-tag{display:inline-block;font-size:11.5px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);background:#c6a15b1f;padding:5px 12px;border-radius:4px;margin-bottom:14px}.compare-col.commercial{background:#fff}.compare-col.consumer{background:var(--light)}.compliance{background:var(--navy)}.compliance .section-head h2{color:#fff}.compliance .section-head p{color:#c9d0dc}.comp-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}.comp-item{background:#ffffff0d;border:1px solid rgba(255,255,255,.12);border-radius:var(--radius);padding:28px 24px}.c-icon{width:48px;height:48px;border-radius:10px;background:#c6a15b29;color:var(--gold);display:flex;align-items:center;justify-content:center;margin-bottom:16px}.c-icon svg{width:24px;height:24px}.comp-item h3{color:#fff;font-size:17px;margin-bottom:8px}.comp-item p{color:#c9d0dc;font-size:14px}.comp-note{margin-top:30px;background:#ffffff0f;border:1px dashed rgba(198,161,91,.4);border-radius:var(--radius);padding:18px 22px;display:flex;gap:14px;align-items:flex-start;color:#c9d0dc;font-size:13.5px}.comp-note svg{width:20px;height:20px;color:var(--gold);flex-shrink:0;margin-top:2px}.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.testi-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:32px 30px;transition:all .25s}.testi-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-3px)}.testi-stars{color:var(--gold);font-size:18px;letter-spacing:2px;margin-bottom:16px}.testi-card blockquote{color:var(--text);font-size:15px;font-style:italic;margin-bottom:20px;line-height:1.7}.testi-who{display:flex;align-items:center;gap:12px}.testi-avatar{width:46px;height:46px;border-radius:50%;background:var(--navy);color:var(--gold);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:15px;flex-shrink:0}.testi-who strong{display:block;font-size:15px;color:var(--navy)}.testi-who span{font-size:13px;color:var(--muted)}.advice-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.advice-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;transition:all .25s}.advice-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-3px)}.a-img{height:200px;overflow:hidden}.a-img img{width:100%;height:100%;object-fit:cover}.a-body{padding:24px}.a-cat{display:block;font-size:11.5px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}.a-body h3{font-size:18px;margin-bottom:10px}.a-body p{color:var(--muted);font-size:14px;margin-bottom:16px}.read-more{display:inline-flex;align-items:center;gap:7px;font-weight:600;font-size:14.5px;color:var(--navy)}.read-more svg{width:16px;height:16px;transition:transform .2s}.read-more:hover{color:var(--gold)}.read-more:hover svg{transform:translate(4px)}.why-wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}.why-statement h2{font-size:clamp(28px,3.2vw,38px);margin-bottom:18px}.why-statement p{color:var(--muted);margin-bottom:26px}.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.why-item{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:24px}.why-item:hover{border-color:var(--gold);box-shadow:var(--shadow)}.w-icon{width:44px;height:44px;border-radius:10px;background:var(--light);color:var(--navy);display:flex;align-items:center;justify-content:center;margin-bottom:14px}.w-icon svg{width:22px;height:22px}.why-item h3{font-size:16px;margin-bottom:6px}.why-item p{color:var(--muted);font-size:13.5px}.benefit-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:10px}.benefit-item{background:var(--light);border:1px solid var(--border);border-radius:var(--radius);padding:22px}.benefit-item .b-icon{width:44px;height:44px;border-radius:10px;background:#fff;color:var(--navy);display:flex;align-items:center;justify-content:center;margin-bottom:12px}.benefit-item .b-icon svg{width:22px;height:22px}.benefit-item h3{font-size:16px;margin-bottom:6px}.benefit-item p{color:var(--muted);font-size:13.5px}.service-detail-hero{background:var(--navy);color:#fff;padding:64px 0}.service-detail-hero .container{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:start}.service-detail-hero .breadcrumb,.service-detail-hero .breadcrumb a{color:#9fb0c4}.service-detail-hero .breadcrumb a:hover,.service-detail-hero .breadcrumb span{color:var(--gold)}.sd-icon{width:56px;height:56px;border-radius:12px;background:#c6a15b29;color:var(--gold);display:flex;align-items:center;justify-content:center;margin-bottom:20px}.sd-icon svg{width:28px;height:28px}.service-detail-hero h1{color:#fff;font-size:clamp(30px,3.8vw,44px);margin-bottom:14px}.service-detail-hero p{color:#c9d0dc;font-size:17px;max-width:640px;margin-bottom:26px}.sd-actions{display:flex;gap:14px;flex-wrap:wrap}.sd-side{background:#ffffff0f;border:1px solid rgba(255,255,255,.12);border-radius:var(--radius);padding:28px}.sd-side h3{color:#fff;font-size:17px;margin-bottom:16px}.sd-side ul{list-style:none}.sd-side li{display:flex;align-items:flex-start;gap:10px;padding:8px 0;color:#c9d0dc;font-size:14px;border-bottom:1px solid rgba(255,255,255,.1)}.sd-side li:last-child{border-bottom:none}.sd-side li svg{width:18px;height:18px;color:var(--gold);flex-shrink:0;margin-top:3px}.sd-side .btn{margin-top:18px;width:100%}.detail-body{display:grid;grid-template-columns:1fr 320px;gap:48px;align-items:start}.detail-main h2{font-size:26px;margin:34px 0 14px}.detail-main h2:first-child{margin-top:0}.detail-main p{color:var(--muted);margin-bottom:16px}.detail-main ul{list-style:none;margin:0 0 20px}.detail-main ul li{display:flex;align-items:flex-start;gap:10px;padding:7px 0;font-size:15px}.detail-main ul li svg{width:18px;height:18px;color:var(--gold);flex-shrink:0;margin-top:3px}.sidebar-card{background:var(--light);border:1px solid var(--border);border-radius:var(--radius);padding:26px;margin-bottom:22px}.sidebar-card h3{font-size:17px;margin-bottom:14px}.sidebar-card ul{list-style:none}.sidebar-card li{border-bottom:1px solid var(--border)}.sidebar-card li:last-child{border-bottom:none}.sidebar-card li a{display:flex;align-items:center;justify-content:space-between;gap:8px;padding:11px 0;font-size:14.5px;color:var(--charcoal)}.sidebar-card li a:hover{color:var(--gold)}.sidebar-card li a.active{color:var(--gold);font-weight:600}.sidebar-card li a svg{width:15px;height:15px;color:var(--gold)}.sidebar-cta{background:var(--navy);color:#fff;border-radius:var(--radius);padding:28px}.sidebar-cta h3{color:#fff;font-size:18px;margin-bottom:10px}.sidebar-cta p{color:#c9d0dc;font-size:14px;margin-bottom:18px}.sidebar-cta .btn{width:100%;margin-bottom:10px}.process-step{position:relative;text-align:center;padding:0 12px}.p-num{width:60px;height:60px;border-radius:50%;background:var(--navy);color:var(--gold);display:flex;align-items:center;justify-content:center;font-size:20px;font-weight:800;margin:0 auto 18px;position:relative;z-index:1;border:4px solid var(--white);box-shadow:0 0 0 1px var(--border)}.process-step h3{font-size:16px;margin-bottom:8px}.process-step p{font-size:13.5px;color:var(--muted)}.faq-cat{font-size:20px;margin:34px 0 16px;padding-top:10px}.faq-cat:first-child{margin-top:0}.contact-section{background:var(--light)}.contact-info-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:36px;box-shadow:var(--shadow)}.contact-info-card h3{font-size:22px;margin-bottom:6px}.contact-info-card>p{color:var(--muted);font-size:14px;margin-bottom:20px}.form-note{font-size:12.5px;color:var(--muted);margin-top:14px;text-align:center}.form-note a{color:var(--navy);text-decoration:underline}.req{color:var(--red)}.pay-hero{background:var(--navy);color:#fff;padding:64px 0}.pay-hero .breadcrumb,.pay-hero .breadcrumb a{color:#9fb0c4}.pay-hero .breadcrumb a:hover,.pay-hero .breadcrumb span{color:var(--gold)}.pay-hero h1{color:#fff;font-size:clamp(30px,3.8vw,44px);margin-bottom:14px}.pay-hero p{color:#c9d0dc;font-size:17px;max-width:680px}.pay-form-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:36px;box-shadow:var(--shadow)}.pay-form-card h2{font-size:24px;margin-bottom:6px}.pay-form-card>p{color:var(--muted);font-size:14px;margin-bottom:24px}.pay-methods{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.pay-method{border:1px solid var(--border);border-radius:var(--radius);padding:18px;text-align:center;transition:all .2s}.pay-method:hover{border-color:var(--gold);box-shadow:var(--shadow)}.pm-icon{width:44px;height:44px;border-radius:10px;background:var(--light);color:var(--navy);display:flex;align-items:center;justify-content:center;margin:0 auto 10px}.pm-icon svg{width:22px;height:22px}.pay-method strong{display:block;font-size:14.5px;color:var(--navy)}.pay-method span{font-size:12.5px;color:var(--muted)}.pay-secure{display:flex;align-items:flex-start;gap:10px;margin-top:20px;background:var(--light);border:1px solid var(--border);border-radius:var(--radius);padding:14px 16px;font-size:13px;color:var(--muted)}.pay-secure svg{width:18px;height:18px;color:var(--gold);flex-shrink:0;margin-top:2px}.pay-side .side-card{background:var(--light);border:1px solid var(--border);border-radius:var(--radius);padding:26px;margin-bottom:22px}.pay-side .side-card h3{font-size:17px;margin-bottom:14px}.pay-side .side-card ul{list-style:none}.pay-side .side-card li{display:flex;align-items:flex-start;gap:10px;padding:8px 0;font-size:14px;color:var(--text);border-bottom:1px solid var(--border)}.pay-side .side-card li:last-child{border-bottom:none}.pay-side .side-card li svg{width:17px;height:17px;color:var(--gold);flex-shrink:0;margin-top:3px}.pay-side .side-card p{color:var(--muted);font-size:14px}.pay-side .side-card a{color:var(--navy);font-weight:600}.job-meta{display:flex;gap:16px;font-size:13px;color:var(--muted);flex-wrap:wrap}.job-meta span{display:inline-flex;align-items:center;gap:6px}.job-meta svg{width:15px;height:15px;color:var(--gold)}.error-page{text-align:center;padding:110px 0}.error-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}.fade-up{opacity:0;transform:translateY(22px);transition:opacity .6s ease,transform .6s ease}.fade-up.in-view{opacity:1;transform:none}@media(max-width:1024px){.hero .container{grid-template-columns:1fr;gap:40px;padding:56px 24px}.hero-media img{height:400px}.grid-4{grid-template-columns:repeat(3,1fr)}.process{grid-template-columns:repeat(3,1fr);gap:30px}.process:before{display:none}.footer-grid{grid-template-columns:1fr 1fr 1fr;gap:32px}.detail-layout{grid-template-columns:1fr}.sidebar{position:static}.contact-grid,.pay-grid{grid-template-columns:1fr;gap:40px}.value-grid,.team-grid,.comp-grid{grid-template-columns:repeat(2,1fr)}.sector-grid{grid-template-columns:repeat(3,1fr)}.why-wrap{grid-template-columns:1fr;gap:40px}.service-detail-hero .container{grid-template-columns:1fr;gap:36px}.detail-body{grid-template-columns:1fr}.sidebar-card,.sidebar-cta{position:static}}@media(max-width:768px){.section{padding:64px 0}.topbar .container{justify-content:center}.tb-left,.header-cta .phone{display:none}.menu-toggle{display:block}.main-nav{display:none}.grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}.grid-2,.compare{grid-template-columns:1fr}.compare-col+.compare-col{border-left:none;border-top:1px solid var(--border)}.trust-strip .container{grid-template-columns:repeat(2,1fr)}.trust-item{border-bottom:1px solid var(--border)}.split{grid-template-columns:1fr;gap:36px}.split-media img{height:340px}.process{grid-template-columns:1fr 1fr}.compliance-grid,.form-row{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.hero-card.hc-1{left:8px}.hero-card.hc-2{right:8px}.cta-banner{padding:48px 28px}.job-card{flex-direction:column;align-items:flex-start}.value-grid,.team-grid,.comp-grid,.sector-grid,.testi-grid,.advice-grid{grid-template-columns:repeat(2,1fr)}.compare-grid{grid-template-columns:1fr}.compare-grid .compare-col+.compare-col{border-left:none;border-top:1px solid var(--border)}.why-grid,.benefit-grid,.pay-methods{grid-template-columns:1fr}}@media(max-width:480px){.grid-3,.grid-4,.trust-strip .container{grid-template-columns:1fr}.trust-item{border-right:none}.process,.footer-grid{grid-template-columns:1fr}.hero-actions .btn,.cta-actions .btn{width:100%}.error-code{font-size:90px}.value-grid,.team-grid,.comp-grid,.sector-grid,.testi-grid,.advice-grid,.why-grid{grid-template-columns:1fr}.sd-actions .btn{width:100%}}.steps-list{list-style:none;counter-reset:step;max-width:820px;margin:0 auto}.steps-list li{position:relative;padding:0 0 30px 70px;counter-increment:step}.steps-list li:before{content:counter(step,decimal-leading-zero);position:absolute;left:0;top:0;width:48px;height:48px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;font-size:15px;display:flex;align-items:center;justify-content:center}.steps-list li:after{content:"";position:absolute;left:24px;top:48px;bottom:0;width:2px;background:var(--border)}.steps-list li:last-child:after{display:none}.steps-list h3{font-size:18px;margin-bottom:6px}.steps-list p{color:var(--muted);font-size:14.5px}
/* WordPress hardening: keep the custom design full-width when another plugin/theme adds generic list/wrapper rules. */
.site-header, #main, .site-footer { width: 100%; }
.mobile-links { list-style: none; margin: 0; padding: 0; }
.mobile-links li { margin: 0; padding: 0; }
/* Accessibility / no-JavaScript fallback. */
.no-js .fade-up { opacity: 1; transform: none; }